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  1. Clients ask me: | Why should you remortgage? |
    There are several reasons why people remortgage. The most common are:

    a) Fixed product mortgage deal has come to an end and you are now paying your lender’s standard variable rate (SVR). This can be very expensive with rates starting at 4.49%

    b) Want to pay less for your mortgage? Reduce your monthly repayments so you have more disposable income to spend

    c) Need to borrow more money, maybe for home improvements or to pay off other debts

    d) Change to a different type of mortgage, e.g. interest only to repayment so you can begin to pay down the debt

    Whatever your reason for remortgaging, Christian is on hand to take your calls and discuss your needs.

    Call us today for a free no obligation chat about your mortgage needs.

    YOUR HOME MAY PREPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR REPAYMENTS

  2. Newly-launched brokerage First Class Mortgage & Protection is aiming to make the homebuying process hassle-free for first-time buyers, buy-to-let investors and remortgagers.

    The Brighton-based freelancer created the business from a passion for providing people with friendly, easy-to-understand mortgage advice.

    Christian says: “I believe that there is a mortgage for everyone – even in the current climate. There will always be a level of uncertainty about finance and mortgages, but it’s so important for us to put people at ease.”

    “First Class prides itself on delivering a relaxed service at what can often be a stressful milestone in life which is why I make a point of going to my client’s home or place of work for their full appointment.”

     With an ethos that ‘there is a mortgage for everybody’, the broker aims to offer down-to-earth and practical home-purchasing advice, and the expertise of the specialist team ensures all circumstances, however niche, are catered for with a range of viable financial options.

     Christian adds: “The Sussex region in particular, has always been a destination for attracting employment growth within the media, arts and creative sectors. Over the past few years, this has resulted in an increase in individuals working as freelancers, contractors or entrepreneurial start-ups.”

    “It’s a common misconception that mortgage applications are simply not possible with just one years’ worth of accounts, but we’re here to help debunk those mortgage myths and help more independent young professionals become property owners.”

    He explains that with interest rates currently so low, the competitive market has turned to alternative criteria on which to qualify applications, such as employment status and credit rating. Because of this, it’s especially important that individuals and couples get the right support and guidance to feel confident with their property choices.

     

    YOUR HOME MAY PREPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR REPAYMENTS